How To Manage Claims

Step 1 - Be in possession of the vehicle and promptly open your claim

Retrieve your vehicle immediately and file your claim promptly within the host dashboard.

All claims are required to be filed within 72 hours of the incident.

Step 2 - Upload the facts of loss & detailed pictures

Submitting a detailed explanation and all relevant evidence expedites the claims process.

Crucial information points to gather:

Step 3 - Claims are triaged

After filing your claim, our claims team packages the above information and transfers it to Davies, our Third Party Administrator (TPA), for investigation.

Step 4 - Communicate with your adjuster directly

Davies will assign an adjuster who becomes your primary point of contact. Respond to all information requests promptly and review estimates as they come in.

Step 5 - Completion of the claim investigation

When Davies has all the information needed, they will communicate the outcome directly.


Who You Will Work With

Trip City is ZEVO's integrated commercial insurance provider operating under Teq Mobility's Period X™ coverage.

Davies is the Third Party Administrator (TPA) handling claims investigation and adjusting on behalf of Teq Mobility.


Understanding Coverage Periods

Coverage depends on what the driver was doing at the time of the incident.

If you are unsure which period applies, check whether the driver was actively working a gig platform trip at the time of the incident.


Vehicle Transport — Host Responsibility

Tow and transport coordination is the host's responsibility.

  1. Check your vehicle page in the host dashboard to confirm the vehicle's current location and status. Notes on the vehicle page will show where it is and why (e.g. "claim filed, damage to front passenger side").
  2. Arrange a local tow provider to transport the vehicle to the designated repair facility.
  3. Submit tow receipts as part of your claim for potential reimbursement.

If your vehicle was placed at iDrive or another ZEVO lot following a booking, you will need to arrange transport from that location. ZEVO does not coordinate towing on behalf of hosts.


Process Tips

Is the vehicle driveable?

If YES — retrieve it immediately. Do not leave it in an impound. Add impound costs to your claim submission.

If NO — submit the vehicle's current location immediately and arrange towing to the repair facility.

Police report issued?

Submit it with the claim. The report number suffices if no physical copy is available.

Was the driver working their gig?

Still submit the claim to ZEVO. Collect the following:

Third parties involved?

Photos

Detailed photos and videos help adjusters close investigations faster. More is always better.

Communicate within the email thread

Always reply within your adjuster's email thread. Do not open new emails or separate chains.

Choose a communicative body shop

Follow up with your body shop to ensure they respond promptly to adjuster requests.


Pro tip: Drivers and hosts who proactively collect information together usually see their claims resolved faster.